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Protecting Credit Card from Fraud

Carding or credit card fraud to be a part of crime motivated internet economy. The sophistication of technology and user negligence provides a gap of carding.

Muhammad Salahuddien, Vice Chairman of Internet security institutions Id-SIRTII, said carding just one practice underground economy, illegal mode of economic crimes committed by the attacker.

"This attacker is not even the internet or IT expert, and could be practicing quite a newbie who freely traded software modules and user friendly," said the man who called this to the Compass Female Didier.

Carding is done by several modes, namely:
Breaking into the bank database
With specific technical expertise, the attacker broke into the bank database. Bank customers' credit card numbers obtained from this method.

Skimming
Simply put, skimming is pengopian magnetic card data illegally, by using the magnetic card reader.

Merchant Transactions
Attacker to read and could have been recording with the camera, three points behind on your credit card. This figure is the code Verivication Card Value (CVV) of your credit card. A transaction will only be successful if the cashier enter this three digit number.

According to Didier, the credit card user carelessness allows an attacker in launching the action. Consider the following ways to protect credit cards from carding mode:
1. Recognize and be aware carding mode
As described above, there are a number of carding mode. Credit card users need to be more vigilant when making a transaction merchant. Make sure your credit card is not visible to others when will menggeseknya. Attacker could exist around you, and work in teams. As one of the actors to draw your attention, the other players observe CVV code behind a credit card. It takes just a few seconds to remember the three points, said Didier.

2. Cover with duct tape CVV code
Simple way by Didier is CVV code covered with duct tape. This method helps protect the credit card of target players carding.

3. Do not store passwords or account numbers in your phone
Data Information is the most valuable asset coveted by actors. By storing all important data on the phone, when the phone is lost, a gap which is the illegal economic opportunities for the attacker.


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